What happens if a money order is lost in the mail without a receipt? (2024)

What happens if a money order is lost in the mail without a receipt?

If you don't have the receipt, you may need to pay a fee to track down the missing money order, and it may take several weeks to process the request," she says. "If you can't track down the original money order, you may be able to file a claim to have it replaced or refunded."

What happens if you lose a money order without a receipt?

If you don't have the receipt, fill in as much information as you can. You might also be asked for the name of the person or company you were paying and a brief description of how the money order was lost. Step 3: Attach a copy of the receipt, if you have it. Step 4: Submit the cancellation request form and pay a fee.

What to do if money order gets lost in mail?

Talk to a retail associate at the counter to start a Money Order Inquiry. After starting the inquiry, you will be able to check the status of your money order and inquiry progress by visiting the Money Orders Application. When your money order is confirmed lost or stolen, we'll issue you a replacement money order.

Can money orders be tracked if lost?

Go online to check the money order status or call 1-800-926-9400. You'll need your exact order amount, as well as the money order number that can be found on your receipt. If a money order goes missing, whether it was lost or stolen, your ability to recover the funds will vary based on the vendor.

How do I track a USPS money order without a receipt?

For USPS money orders, visit a USPS location and ask for a PS Form 6401 Money Order Inquiry. You will need a valid photo ID and a fee of $6.10 to issue the request. From there, USPS will trace your money order and it will appear on the lost money order list on the USPS website if it is indeed lost or stolen.

Can you get a money order back without a receipt?

Yes, you can receive a refund for a USPS money order. If you are shown as the payee or the payor, present your identification along with the money order to a post office. No receipt is necessary.

How can I find out who cashed my money order?

If it is a US Postal Money Order, you can bring your money order receipt to any Post Office, and fill out a form 6401, to either trace or replace the Money Order in question. There is a fee for this, but you will get the information as to when and where it was cashed.

How do I get a refund for a lost postal money order?

File an inquiry about a money order any time after purchase as follows: You can get a copy of a cashed money order or request a refund as follows: File the inquiry at any Post Office. Use one form for each money order. You must pay a separate fee for each form (i.e., money order inquiry).

How long does it take to reissue a lost money order?

We will process your request within 7-10 business days.

Can I get my money back from a money order if I already filled out?

With most money order issuers, including USPS, Western Union, and MoneyGram, you can cancel the payment. 12 To do so, either fill out a form or take the money order back to the place you originally bought it. Bring identification and any information you have about the money order to start the process.

What happens if a money order is stolen and cashed?

If you discover the money order has been cashed, the issuer won't be able to give you a refund. However, all hope is not lost. Ask the issuer for a photocopy of the cashed money order to see who endorsed it. If it looks like someone stole the money, report the incident to law enforcement with the photocopy attached.

How do I report a lost Western Union money order?

You can request a money order refund only if your money order hasn't been cashed. To check the status of your money order, please call 1-800-999-9660 before requesting a refund. Money order refunds can take up to 30 days to be completed.

Are money orders hard to trace?

Can be harder to track than a personal check: To track a money order, you must fill out tracking forms and pay an additional fee to learn whether the money order has been cashed. The entire process for researching the status of a money order can take weeks.

How to get money back from an uncashed money order without receipt?

If you don't have the receipt, you can return to the location where you purchased the money order (or any of its branches or offices) and explain the situation. You may need to visit an office anyway to complete the next phase of the cancellation process, completing and submitting a cancellation request form.

Can post office find mail without tracking number?

A: Yes, you can track your package without the USPS tracking number by using alternative methods such as the USPS Missing Mail Search request or by contacting USPS customer service for assistance.

How can I find out if a postal order has been cashed?

You can find out when a Postal Order you sent was encashed by writing to our team at the address in the "contact us" section below.

Are money orders tracked by IRS?

For individual cashier's checks, money orders or traveler's checks that exceed $10,000, the institution that issues the check in exchange for currency is required to report the transaction to the government, so the bank where the check is being deposited doesn't need to.

Can I deposit a money order I didn't use?

If the money order is not altered and in good condition, you may try to cash the money order at your bank or a check cashing store. Once you are with a teller, write the following phrase: "Not Used for Purpose Intended" on the back of the money order.

Can I return a money order to Walmart?

Can I get a refund for my money order if I no longer need it? If the money order is not damaged or altered, please visit your local Walmart store with your original sales receipt & a valid ID to obtain a refund. Refunds are available up to 10 days after purchase.

Can they reprint a money order?

If a money order is damaged, or even lost, it can be easily replaced.

How do I cash a money order made out to someone else?

The original payee must sign the money order over to you before you can cash a money order that's made out to someone else. The process is the same as signing over a check. The payee must sign their name and write "Pay to the order of [your first and last name]" on the endorsem*nt line on the back of the money order.

Can I cash a torn money order?

How much damage is a problem? When you've handed your money order over to be cashed by a Money Services associate, they'll need to check the serial number and signature to make sure it's valid. As long as these key details are intact, a small tear shouldn't be an issue.

What makes a money order invalid?

Misspelling the payee or recipient's name. Writing the wrong payee or recipient address. Leaving the recipient field blank. Writing your name or address incorrectly.

Do money orders get returned?

The issuer may be able to replace or refund the lost money order. If your money order hasn't been cashed, the issuer might be able to cancel it. Be prepared to provide details, including the money order's tracking number, purchase date and amount, as well as the receipt, if possible.

Can my bank refund a money order?

Definitely. As long as you filled out the order with your real name they can refund you if you bring it back to where you bought it with your ID. There is usually a receipt on the order itself but the store receipt helps too. Chase Bank won't return my money order deposit even though it cleared weeks ago.